truck financing

At East Harbor we’ve made it easy for customers to apply and get approved for commercial truck financing. No matter what your credit history might look like our special financing programs help established owner operators or start-ups get on the road and start making money for their business right away. Submit your information below and get pre-approved in as little as 3 hours.

Commercial Truck Financing Guidelines

  • Deal Size: $40,000 – $250,000 Retail Price
  • MFG We Do Not Finance: Western Star, Sterling
  • MFG We Do Finance: Freightliner, Volvo, Kenworth, Peterbilt, Mack, International
  • Engines We Do not Finance: Maxxforce, Mercedes Benz, Paccar
  • Engines We Do Finance: Cummins, Detroit, Caterpillar, Volvo, Mack
  • Transmissions We Do not Finance: None
  • Transmissions We Do Finance: All
  • Mileage Restrictions: 600,000
  • 500,000 Miles: 2.5 to 3 Year Term
  • 400,000 Miles: 3 to 3.5 Year Term
  • 300,000 Miles: 3.5 to 4 Year Term
  • 0 – 200,000 Miles: 4 to 4.5 Year Term

Program Highlights

  • No Prepayment Penalty
  • No Fico Minimum
  • Start-Ups Ok
  • Past bankruptcy Ok
  • No Minimum Time with CDL
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For a Full Approval Submit the Following:

  • Credit Application
  • Invoice
  • Truck Specs (with pictures)
  • 2 Years Tax Returns
  • 3 Months Bank Statements

Full Credit Application

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