Semi Truck Financing

Semi Truck Financing

semi truck financing

Our semi truck financing program is designed for customers that have been turned down by other financial institutions because of their credit. Since 2012, East Harbor has managed to help over 1,000 owner operators get on the road and continue to expand their business.

At East Harbor we work with all types of customers regardless of their credit. We understand the difficulties one might go through and therefore offer guaranteed semi truck financing.

Our company will work with you and create a solution that best fits your needs. Get your business growing and get financed today!

Get Started Here

Commercial Truck Guidelines

  • Class 7 – 8 Trucks “Sleepers”: 4 Years or Newer (Classics up to 10 Years)
  • Class 7 -8 Trucks “Vocational”: 12 Years or Newer
  • Class 4 – 6 Trucks: 3 Years or Newer
  • Deal Size: $60,000 – $300,000
  • Down Payment: 20% – 40% Down (Cash, Trade, Collateral)
  • Investor: 40% Down (No Social Needed)

Program Highlights

  • No Prepayment Penalty
  • No FICO Minimum
  • Start-Ups OK
  • Bankruptcy OK
  • No Minimum Time with CDL License

What We Can Do

MFG We Do Not Finance: Western Star, Sterling
MFG We Do Finance: Freightliner, Volvo, Kenworth, Peterbilt, Mack, International

Engines We Do not Finance: Maxxforce, Mercedes Benz, Paccar
Engines We Do Finance: Cummins, Detroit, Caterpillar, Volvo, Mack

Transmissions We Do not Finance: None
Transmissions We Do Finance: All

Mileage Restrictions: 650,000 or Less “classic truck models can go up to 1,000,000 with full overhaul or DYNO test”

500,000 Miles: 2.5 to 3 Year Term
400,000 Miles: 3 to 3.5 Year Term
300,000 Miles: 3.5 to 4 Year Term
0 – 200,000 Miles: 4 to 4.5 Year Term

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